Amendment to Money Lending Rules Promulgated
Overview
The Financial Services Agency promulgated and brought into force an amendment to the Enforcement Regulation of the Money Lending Business Act, and published the results of the call for comments on the draft. The call received 7 comments. The amendment, aligned with a revision to the Enforcement Regulation of the Family Register Act, requires the register of chief supervisors for money lending business operations who do not hold Japanese nationality to record nationality and related information, including the specific region.
Key points
- The amended Cabinet Office Order was promulgated and came into force on August 31, 2026.
- The public comment process received 7 comments.
- The amendment requires the register for people without Japanese nationality to record nationality and related information, including the specific region.
- The call for comments on the draft ran from July 10, 2026, through August 10, 2026.
Overview
The Financial Services Agency published the draft Cabinet Office Order Amending Part of the Enforcement Regulation of the Money Lending Business Act and solicited comments. It presented an overview of the comments received and the agency’s views in Appendix 1.
This amendment followed the entry into force, on May 26, 2025, of the Ministerial Ordinance of the Ministry of Justice No. 9 of 2025, which partially amended the Enforcement Regulation of the Family Register Act. That amendment established rules requiring the relevant region to be recorded in notifications and family registers when a person’s national law is the law of a specific region.
Impact
Comments that are not directly related to this matter will be taken into account in future financial administration.
Details
Under the amendment, for people without Japanese nationality, nationality and related information, including the relevant region, will be recorded in the register of chief supervisors for money lending business operations. Specific details are set out in Appendix 2, “Cabinet Office Order Amending Part of the Enforcement Regulation of the Money Lending Business Act.”
The Cabinet Office Order concerning this matter was promulgated and came into force on August 31, 2026.