Financial Services Agency Innovation Initiatives

The Financial Services Agency's initiatives provide a framework supporting consultations, experimentation, and market entry for fintech companies, financial institutions, overseas asset managers, and others developing new businesses or technologies in the financial sector.

It combines individual support on regulatory matters with knowledge-sharing through events, international cooperation, and research to develop an innovation environment in Japan and abroad.

For businesses, the initiatives expand opportunities to obtain financial consultations, ongoing support for proof-of-concept testing, and connections with overseas companies and financial institutions.

Reports and other materials on cybersecurity, AI, stablecoins, blockchain, and related topics are introduced as information addressing technology risks and potential applications in the financial sector.

The Financial Services Agency broadly responds to consultations on financial and other matters concerning specific businesses and business plans. For overseas asset managers and others, it provides consistent support in English before registration, during registration procedures, and after registration through supervision. For experiments by fintech companies and financial institutions, it assigns an internal team to each case, and it provides support for payment innovation through the Fintech Proof-of-Concept Hub.

In terms of activities, it holds events showcasing fintech in Japan, conducts dialogue with authorities and technology specialists from various countries on decentralized financial systems, introduces reports on technology risks, and organizes meetups between overseas companies and Japanese financial institutions in cooperation with JETRO and embassies of various countries.

In 2026, it published a research survey report on cybersecurity for crypto-asset-related businesses and version 1.1 of an AI discussion paper. In 2025, it launched the dedicated Japan Fintech Week 2026 website and published an analysis aimed at the sound development of stablecoins, along with AI-related materials. In 2024, it published materials on the use of tokenization and blockchain in RegTech and SupTech, as well as a survey of AI usage.