Support for SMEs Affected by Typhoon No. 25 (Update 2)
Overview
Following the application of the Disaster Relief Act to 49 municipalities in Chiba Prefecture, one town in Tokyo, and two cities in Kanagawa Prefecture due to damage from Typhoon No. 25 in Reiwa 8, the Ministry of Economy, Trade and Industry has added Miura City and Yokosuka City to the areas eligible for support for affected small and medium-sized enterprises and small businesses. Measures include special consultation desks, disaster recovery loans, Safety Net Guarantee No. 4, changes to repayment terms on existing debt, and disaster loans under the Small Business Mutual Aid system. The designated areas for the guarantee are scheduled to be announced in the Official Gazette shortly, and credit guarantee associations will begin preliminary consultations.
Key points
- The announcement was made on October 1, 2026.
- Miura City and Yokosuka City in Kanagawa Prefecture have been added to the areas eligible for support.
- The support package consists of five measures: consultation desks, loans, guarantees, assistance with existing debt, and loans under the Small Business Mutual Aid system.
Overview
In response to the application of the Disaster Relief Act to 49 municipalities in Chiba Prefecture, one town in Tokyo, and two cities in Kanagawa Prefecture following damage from Typhoon No. 25 in Reiwa 8, the Ministry of Economy, Trade and Industry is providing support.
Details
Special consultation desks will be established at the Japan Finance Corporation, Shoko Chukin Bank, credit guarantee associations, chambers of commerce, chamber of commerce federations, the Central Federation of Small Business Associations, Yorozu Support Centers, the National Federation of Shopping Center Promotion Associations, the Kanto Headquarters of the Organization for Small & Medium Enterprises and Regional Innovation, and the Kanto Bureau of Economy, Trade and Industry in Chiba, Tokyo, and Kanagawa Prefectures.
The Japan Finance Corporation and Shoko Chukin Bank will provide disaster recovery loans and other support, including working capital or equipment funds, to small and medium-sized enterprises and small businesses affected by heavy rain.
For small and medium-sized enterprises and small businesses in covered areas whose sales or other figures have fallen due to heavy rain, credit guarantee associations will provide Safety Net Guarantee No. 4, which guarantees 100% of the loan amount with a limit separate from the general guarantee framework. The designated areas are scheduled to be announced in the Official Gazette shortly, and preliminary consultations will begin. The 25 municipalities in Chiba Prefecture affected by heavy rain since August 13, 2026, were officially designated on September 15.
Relevant institutions are being asked to respond in light of the circumstances of affected businesses, including by changing terms on existing debt such as deferring repayments, expediting lending procedures, and applying flexibility in requiring collateral.
Small Business Mutual Aid policyholders affected in covered areas will be eligible for disaster loans from the Organization for Small & Medium Enterprises and Regional Innovation, generally provided on the same day and at low interest rates.