Financial Measures for Heavy Rain Disasters Since August 27, 2026 (Fukui)

Disaster victims and others in Fukui Prefecture are covered with respect to disasters and other events, including the risk of disaster, associated with heavy rain beginning August 27, 2026, in areas where the Disaster Relief Act was applied.

The Hokuriku Local Finance Bureau’s Fukui Finance Office and the Bank of Japan’s Kanazawa Branch requested that financial institutions and related organizations provide careful, flexible, and prompt responses tailored to the damage situation, while giving full consideration to the safety of customers and employees.

Disaster victims and others will receive consideration so that they can obtain assistance suited to their damage situation, including deposit withdrawals when passbooks or seals have been lost, insurance claims, and loans or changes to repayment terms. Each institution will publicize its operating status and the details of its measures at branches, in newspapers, on websites, and through other channels.

Deposit-taking financial institutions were asked to flexibly handle identity verification methods; allow early withdrawals of time deposits and other deposits and loans secured by collateral; give consideration to bills, checks, and electronically recorded monetary claims; exchange damaged currency; provide consultations regarding lost government bonds; establish loan consultation desks; minimize review documents; expedite lending; grant repayment moratoriums on existing loans; provide consultation under the Guidelines for Debt Adjustment for Victims of Natural Disasters; allow disaster damage certificates to be submitted later; operate on holidays and outside regular hours; and process withdrawals at ATMs.

Securities companies and others were asked to cooperate in reissuing securities and to pay sale and cancellation proceeds on the same day whenever possible. Insurance companies and others were asked to make prompt insurance payments and extend grace periods for paying insurance premiums. Electronic receivables recording institutions were asked to give consideration regarding suspension-of-transaction measures and termination of usage agreements, and to operate on holidays and outside regular hours.

Each institution was also asked to post notices at branches implementing the measures, promptly announce branches that had suspended operations and ATMs that remained operational, and thoroughly inform customers through newspapers and websites. The same approach will apply if additional areas become subject to the Disaster Relief Act.