FSA Publishes Financial Institutions’ Loan-Term Modification Efforts

Overview

The Financial Services Agency compiled and published information on financial institutions’ efforts to modify loan terms and related measures. The materials are divided into sections for banks and cooperative financial institutions. Records from before March 31, 2025, are posted on a separate page concerning COVID-19, while responses and measures related to the situation in the Middle East and U.S. tariff measures are also provided as reference information.

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Key points

  • The Financial Services Agency published information on efforts to modify loan terms and related measures.
  • The information is presented separately for banks and cooperative financial institutions.
  • Records from before March 31, 2025, are posted on a separate page.

Overview

The Financial Services Agency compiled and published information on financial institutions’ efforts concerning loan-term modifications and related measures on June 13, 2025. The page was updated on July 31, 2026.

The published materials are structured so that users can review financial institutions’ efforts concerning loan-term modifications and related measures by type of financial institution.

Details

The posted materials are divided into sections for banks and cooperative financial institutions. Users can review efforts concerning loan-term modifications and related measures for each category.

Records from before March 31, 2025, are posted on the page titled “Information on Loan-Term Modifications and Related Measures by Financial Institutions: COVID-19 Related.” In addition, “Responses and Measures Related to the Situation in the Middle East and U.S. Tariff Measures” is provided as reference information.

Inquiries are accepted by telephone on weekdays from 10:00 to 17:00, as well as through the website. The Financial Services User Consultation Office handles general questions about financial administration and related matters, while responsibility lies with the Supervisory Investigation Office of the General Affairs Division, Supervisory Bureau.

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