Deposits and Loans Statistics (End of July 2025)

Overview

This document presents the aggregated results of deposits and loans statistics as of the end of July 2025, published monthly by the Bank of Japan. As core statistics comprehensively capturing the balances and trends of deposits and loans at financial institutions nationwide including banks, credit unions, and credit cooperatives, these statistics play an important role in monetary policy operations and financial system stability assessment. They provide monthly data on financial institution fund movements through detailed classifications by institution type, funding and investment categories, and regions, enabling quantitative analysis of the status of financial intermediation functions and the reality of credit creation activities. Through lending trend breakdowns by purpose including corporate loans, individual loans, equipment funds, and working capital, the statistics enable understanding of connections with the real economy and serve as essential statistical information for evaluating the spillover effects of monetary easing policies and changes in financial institutions' business environments. These function as important financial statistics widely utilized by financial administrative authorities, financial institutions, researchers, market participants, and others.